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Site to compare auto insurance11/22/2023 ![]() A good place to start is by finding out what the minimum financial responsibility limits are in your state. Before You Begin Your ResearchĮvaluate your insurance needs before you start comparing quotes. On the other hand, selecting a higher deductible may lower your car insurance premium. The lower the deductible, the less you’ll pay out of pocket if an accident occurs. The number of miles you drive annually and your driving behavior on the road.įinally, the auto deductible you choose will also impact your premium.If you’ve been involved in accidents over the last few years, it’s likely that your premium will be higher than someone who hasn’t had any accidents. Your driving record, including your claims history, traffic violations and how long you’ve been a licensed driver.Your premium could be higher or lower, depending on your home state. The state where you live and where you park your vehicle. ![]() Newer cars have newer technologies that aim to help make them safer, but the new technologies also may be more expensive to repair if you’re in an accident.
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